LegacyTexas Bank

Loans and Lines of Credit

Personal Loans. Plan for your purchases.

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Loan Rates | Auto Loan Rates | LegacyTexas BankA loan from LegacyTexas Bank can help you make a special purchase, buy a new or used automobile, motorcycle or RV, consolidate your debt or get cash for unexpected expenses or home improvement projects.

  • Local decisions
  • Fast turnaround
  • Competitive rates
Current Rates

Current Loan Rates | Auto Loan Rates | LegacyTexas Bank

1Annual Percentage Rate as of January 1, 2014. Loans subject to credit approval. Not all buyers will qualify for lowest APR, which varies by creditworthiness of a buyer as determined by LegacyTexas Bank. Rates based on automatic debit from a LegacyTexas Bank checking account. Auto loans must be on 2007 model year and newer.
2Only available on loan amounts greater than $15,000.
3Only available on loan amounts greater than $25,000. 72 month financing not available on used car loans.
4Annual Percentage Rate as of January 1, 2014. Rate calculated by adding 5.00% to the Prime rate as published in the current Money Rates Column of the Wall Street Journal. Gold Line of Credit is a variable rate, unsecured loan with an 8.00% floor and credit line amounts available between $2,000 and $25,000. Loan subject to credit approval.

We offer multiple types of loans:

Secured Loans, including:

  • New & Used Auto Loans
  • New & Used Boat Loans
  • New & Used Recreational Vehicle Loans
  • Motorcycle Loans
  • Personal Loans
  • Lot Loans
  • A Gold Line of Credit
  • CD/Savings Secured Loans

Unsecured Loans, including:

  • Personal Loans
  • A Gold Line of Credit up to $25,000
  • Premium Personal Lines of Credit over $25,000

As an alternative to applying online, you are welcome to complete the Consumer Loan Application. Please print, complete, and deliver to one of our Banking Center Locations or fax to our Customer Service loan department at 972.461.1575.

Loans subject to credit approval.

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